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Security

The systems that hold your information are kept within our internally protected network, guarding against loss, misuse or alteration. We use the highest level of security available to us to protect your account. If you wish to view our full security statement please click on the security picture in our info zone.

Security Statement

We use the highest level of security available to us in order to protect your private details. You will select your own unique password, required to gain access to your case details. Our site has measures in place to protect against loss, misuse and alteration of the information under our control. Systems that hold your information are kept within our internal protected network. Unlike email, all messages sent by you or by legalmove pass through a secure environment and can't be intercepted.

Sellers Property Information Form

This is a list of questions completed by the seller regarding the property on such things as disputes with neighbours, boundaries etc. This information is passed on to the buyer through the solicitors.The replies will be relied on and therefore must be true.

Service Charge

In relation to Leasehold property the annual payment paid by the Tenant to the Landlord or Managing Agent in respect of works or expenditure carried out by the Landlord under the Lease and for which the Tenant is responsible.

Shared Ownership

A property which has been or is about to be partially bought from a Housing Association or Local Authority i.e. you are buying 30% of share of property but Housing Association/Local Authority retains 70% ownership.

Shortfall

A payment required from you for the difference between the amount you are borrowing on a proposed mortgage and the amount needed to complete a purchase. Usually this difference will come from a surplus resulting from an associated sale.

Stamp Duty Land Tax

A tax imposed by the government on property purchases above �120,000 Please refer to your quote .We will confirm the amount due as part of the conveyancing process.

Surplus

The remaining funds payable to you where on a sale the amount outstanding on the mortgage is less than the sale price On a sale and purchase it is any sum left after paying off the mortgage on the existing property , using any balance left and any monies raised by mortgage on the new property to complete on the purchase.